What is Ford Credit?

Ford Credit is the financial branch of the Ford Motor Company. If you are shopping for a new Ford near Oswego or exploring options across Naperville, the Ford Credit financing program offers significant advantages. There are multiple flexible plans available, meaning no matter what your financial situation is, there’s a Ford Credit option that will work for you. Learn more about the program with River View Ford.

Buying vs. Leasing

With Ford Credit, you have the option to buy or lease your next Ford in Montgomery. We’ll go into detail about the available plans for both options below:

Buying

• Standard Purchase: This plan offers flexible payment terms and allows you to customize your vehicle at any time. Additionally, there are no mileage limitations or extra wear/use charges, and each payment you make builds equity, so your next Ford vehicle purchase will come at a lower price. New, used, and certified pre-owned vehicles all qualify for the Standard Purchase plan.
• Flex Buy: Opting for the Flex Buy program will award you a special payment plan with lower payments during the first few years. To qualify, you must purchase a new vehicle, and only one term is available. 

Leasing

• Red Carpet Lease: This plan offers a variety of terms and numerous benefits, including seven available mileage options. An Advance Payment Program allows you to settle all your lease payments in one lump sum that will typically be less money than the total of your monthly payments would have been. The Red Carpet Lease also offers a range of lease-end options. When your contract is up, you can buy or lease a new Ford, purchase the leased vehicle at a previously determined price, or simply return the vehicle.

Benefits of Ford Credit

The Ford Credit program was designed with Yorkville drivers in mind. It provides helpful resources to get up to speed on the car-buying process so you can head to our Ford dealership near Oswego feeling confident and prepared. Ford Credit also offers personal assistance from finance specialists, including payment relief options if you fall ill, have an accident, or are impacted by a natural disaster. 

Buy or Lease Your Next Ford Vehicle With Ford Credit at River View Ford

Interested in buying or leasing an F-150 or Bronco with a Ford finance plan? Contact us or stop by our Ford dealership near Oswego to get the process started. We’ll get you behind the wheel of your dream car in no time! Be sure to browse our incentives and offers before visiting, and consult our finance center to get started from the comfort of your own home today.

Frequently Asked Questions About Ford Credit

What is Ford Credit and how does it work?

Ford Credit is the financing division of Ford Motor Company, offering flexible purchasing and leasing solutions for new, used, and certified pre-owned vehicles. When you finance through Ford Credit at our Ford dealership near Oswego, you can choose from plans like Standard Purchase, Flex Buy, or Red Carpet Leasing based on your budget and driving habits in Naperville.

What is the difference between Ford Standard Purchase and Flex Buy?

Ford Standard Purchase allows you to build equity on new, used, or CPO vehicles with flexible loan terms and no mileage restrictions. The Flex Buy program is designed for new Ford purchases and offers discounted, lower monthly payments for the first few years of your contract term.

Can I buy or lease a Ford near Oswego with Ford Credit?

Yes, River View Ford offers complete access to Ford Credit financing and leasing plans. You can start the process online through our finance center or visit our Ford dealership near Oswego to review current national incentives, special APR rates, and Red Carpet Lease options for drivers in Montgomery and Yorkville.