How Can I Get Car Financing with a Bad Credit Score?

Concerned about how to get a car with bad credit? Often, a poor credit score deters Naperville drivers from searching for a new Ford or used vehicle, but at River View Ford, we work with all customers, no matter their credit history. So you can stop asking yourself, “How can I get car financing with a bad credit score?” Our dealership is here to help, and we’ll ensure that you save with our new vehicle specials, too!

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How to Get a Car Loan with Bad Credit

Unsure how to get a car loan with bad credit? Don’t know where to begin? The River View Ford Finance Department provides some guidance on which documents you need and what to calculate before you visit so that you fully understand your financial decision.

  1. First, calculate monthly payments and determine how much you can afford based on your budget.
  2. Figure out how much you can afford for a down payment. The bigger the down payment, the less you will need to finance.
  3. Check out your credit report and clean it up as much as possible before you apply for a loan.
  4. Be realistic about your car purchase. Don’t stretch yourself financially to get a vehicle with all the bells and whistles. We have a selection of used cars priced under $10,000 that is an excellent place to start your search!
  5. Ask questions if you’re ever confused throughout the process!

Benefits of Car Financing

There are many benefits of car financing for Montgomery drivers who have a poor credit history. The main thing is that taking out a car loan with bad credit has the power to boost your credit score significantly. That is as long as you make your payments on time every month. Moving forward, this translates into lower interest rates and larger loans in the future.

Finance a Car with Bad Credit Near Yorkville Today!

At River View Ford, our finance team makes it as easy as possible for your to secure a bad credit car loan. All you have to do to get started is apply for financing online to get pre-approved, and then work directly with our finance experts to figure out a payment plan that works for you. We even offer the opportunity to trade in your current vehicle to offset the cost of your purchase. Any more questions? Contact us online!

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2200 US Highway 30 • Oswego, IL 60543

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River View Ford 37.1717374, -95.1100793.