Buying vs. Leasing — What’s the Difference?

If you’re like most folks in Naperville or Montgomery shopping for a new vehicle, then there’s a good chance that you’re working on a budget. This means you probably won’t be paying for your new car up front. Instead, most people who shop here at River View Ford will choose to finance or lease their new vehicle.

Finance Contact Us

Benefits of Buying

Many people who come to our dealership from Yorkville and the surrounding areas want to finance their vehicle. There are a variety of different advantages, including:

  • Ownership – Each monthly payment you make on a financed vehicle is helping you build equity. By the time you finish paying off the vehicle — usually 36, 48, or 60 months — you’ll own the car outright.
  • Customization – When you own your car, you can do what you want with it. Add a custom paint job, put in a custom stereo system, or install performance-enhancing equipment. You won’t be penalized for making it your own.
2018 Ford Mustang Interior 2

Benefits of Leasing

The other option is to lease a vehicle. With this option, you borrow the car for a period of time and have the option to purchase it or return it when the lease term is up. There are also a variety of different advantages to leasing as well:

  • Affordability – In general, vehicle leases come with lower down payments and lower monthly payments. This means that you can afford to drive a nicer vehicle for less, while keeping more money in your account every month.
  • Newest Features – Leases usually come with shorter terms than financing plans, usually 24 or 36 months. This means that as soon as your lease is done, you can bring it in and get a new lease on a vehicle with the latest technology, performance, and design features installed.
2018 Ford Mustang Exterior 2

Explore Your Finance Options at River View Ford

Which is the better option for your next car? Visit River View Ford to take a test drive and chat with our finance staff about the differences between financing and leasing. Contact us to learn more or visit our showroom in Oswego.

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What Our Customers are Saying

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Google Aug 21, 2018
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DealerRater Aug 20, 2018

Jim the Manager in the Service Department and his team of caring and hardworking employees get you in and out quickly and professionally. Jim takes the time to get to know his Customers and how they like things done and he strives to accomplish this at every visit. The mechanics and technicians treat their car like it's their own. This is the only Ford Dealership that I bring my 2010 Ford Rousch Mustang to for service ( I don't even take it to the Dealership that I bought it from). It's phase III and I baby it and so do they. Jack Daniels standards are also instilled in everyone at River View Ford and we appreciate them going above and beyond. We have bought all of our vehicles there since 2012 as well as our extended family and friends. We will be loyal to them and pass their name on and on. Thank you River View Ford!!

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Google Aug 18, 2018

Very good service as expected.

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DealerRater Aug 18, 2018

This was by far the best experience I’ve ever had buying a vehicle. I was recommended them and have no regrets. I live an hour away and it was so worth it. They didn’t try to sell me something I didn’t want or more than I could afford. They were so kind and it wasn’t a whole day affair to make my purchase. I was in and out in no time flat! Tom took care of us and he was the best! Gave us a great price without any hassle! John came by and introduced himself and they were all as nice as can be! Will definitely be our go to place for all our vehicles!!!

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Google Aug 15, 2018
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Google Aug 13, 2018
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Google Aug 13, 2018

Everyone I met with was absolutely outstanding. They all went above and beyond to meet my needs. I really enjoy the vehicle I bought and must say best one I've ever had. I will be a returning customer no doubt. This dealership is 2nd to none. Thanks for all your help it is greatly appreciated!

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Google Aug 13, 2018

We purchased a used vehicle here last spring. The entire staff was extremely helpful. I would say it was the easiest car purchase I have ever had. We have taken it back for service and they have gone out of their way to make sure everything gets done right. Extremely satisfied!

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DealerRater Aug 12, 2018

Prompt ,dependable, friendly service. Always professional. Good value for for any oil change plus service. I would recommend River View Ford for both sales and service anyday.

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Google Aug 11, 2018

Just had the oil changed and as always the service was excellent!

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2200 US Highway 30 • Oswego, IL 60543

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Today's Hours:

Open Today! Sales: 9am-9pm

Open Today! Service: 7:30am-6pm

Open Today! Parts: 7:30am-6pm

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River View Ford
River View Ford
2200 US Highway 30
Oswego, IL, 60543 United States
River View Ford 37.1717374, -95.1100793.