Buying vs. Leasing — What’s the Difference?

If you’re like most folks in Naperville or Montgomery shopping for a new vehicle, then there’s a good chance that you’re working on a budget. This means you probably won’t be paying for your new car up front. Instead, most people who shop here at River View Ford will choose to finance or lease their new vehicle.

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Benefits of Buying

Many people who come to our dealership from Yorkville and the surrounding areas want to finance their vehicle. There are a variety of different advantages, including:

  • Ownership – Each monthly payment you make on a financed vehicle is helping you build equity. By the time you finish paying off the vehicle — usually 36, 48, or 60 months — you’ll own the car outright.
  • Customization – When you own your car, you can do what you want with it. Add a custom paint job, put in a custom stereo system, or install performance-enhancing equipment. You won’t be penalized for making it your own.
2018 Ford Mustang Interior 2


Benefits of Leasing

The other option is to lease a vehicle. With this option, you borrow the car for a period of time and have the option to purchase it or return it when the lease term is up. There are also a variety of different advantages to leasing as well:

  • Affordability – In general, vehicle leases come with lower down payments and lower monthly payments. This means that you can afford to drive a nicer vehicle for less, while keeping more money in your account every month.
  • Newest Features – Leases usually come with shorter terms than financing plans, usually 24 or 36 months. This means that as soon as your lease is done, you can bring it in and get a new lease on a vehicle with the latest technology, performance, and design features installed.
2018 Ford Mustang Exterior 2

Explore Your Finance Options at River View Ford

Which is the better option for your next car? Visit River View Ford to take a test drive and chat with our finance staff about the differences between financing and leasing, as well as your liability insurance coverage. Contact us to learn more or visit our showroom in Oswego.

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What Our Customers are Saying

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Google Aug 23, 2019
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Yelp Aug 5, 2019

We had SUCH a wonderful experience! Rich was wonderful and so was the general manager Jack and owner John. We never felt pressured, they were helpful, kinda, fair and honest. We did price check other places and were met with sales tactics and lies. We ultimate went back to Riverview because of how wonderful our experience with Rich was, and how honest they are, but they also gave us the best deal! Win win win! Seriously don't waste time going elsewhere, head here and ask for Rich! You will be happy you did! A+++! Thank you!

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Google Aug 5, 2019
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DealerRater Aug 4, 2019

Friendly knowledgeable staff.. very helpful.. honest and hospitable. Would recommend this dealer to family and friends. This was a great exercise for me , to put me in a safe car.

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Google Jul 31, 2019

What a pleasure it was to work with Jack and Patty! Drove all the way out from the city to buy from River View. They came out and greeted me when I arrived, had the car we had discussed cleaned up and ready for a test drive. An hour later I was out the door with the keys in my hand! Couldn’t have been an easier or more transparent experience. I even had to go to the bank nearby and when I told the teller I was working with Jack, the teller immediately smiled and told me how they enjoy working with the River View Ford team, too. Their reputation is great within their community. The last car I purchased was 7 years ago and even though I don’t intend to buy another soon, I look forward to coming back here. Thank you for all the help.

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Google Jul 29, 2019

Riverview Ford was an extremely positive car buying experience from beginning to end. I highly recommend purchasing your next vehicle from them. You won’t be disappointed!

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Google Jul 27, 2019
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Google Jul 25, 2019

Great Service.Drove the Truck Home for LunchCame back at 3, was out by 5 with a beauty of a Truck at a great price.Even helped me unload my upside down Jeep.10/10 Would Recommend!.

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DealerRater Jul 25, 2019

Craig was honest and knowledgeable. will refer him to my friends who are looking for a car he took all the time needed to answer my questions

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Google Jul 22, 2019
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2200 US Highway 30 • Oswego, IL 60543

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River View Ford
River View Ford
2200 US Highway 30
Oswego, IL, 60543 United States
River View Ford 37.1717374, -95.1100793.