Buying vs. Leasing — What’s the Difference?

If you’re like most folks in Naperville or Montgomery shopping for a new vehicle, then there’s a good chance that you’re working on a budget. This means you probably won’t be paying for your new car up front. Instead, most people who shop here at River View Ford will choose to finance or lease their new vehicle.

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Benefits of Buying

Many people who come to our dealership from Yorkville and the surrounding areas want to finance their vehicle. There are a variety of different advantages, including:

  • Ownership – Each monthly payment you make on a financed vehicle is helping you build equity. By the time you finish paying off the vehicle — usually 36, 48, or 60 months — you’ll own the car outright.
  • Customization – When you own your car, you can do what you want with it. Add a custom paint job, put in a custom stereo system, or install performance-enhancing equipment. You won’t be penalized for making it your own.
2018 Ford Mustang Interior 2

Benefits of Leasing

The other option is to lease a vehicle. With this option, you borrow the car for a period of time and have the option to purchase it or return it when the lease term is up. There are also a variety of different advantages to leasing as well:

  • Affordability – In general, vehicle leases come with lower down payments and lower monthly payments. This means that you can afford to drive a nicer vehicle for less, while keeping more money in your account every month.
  • Newest Features – Leases usually come with shorter terms than financing plans, usually 24 or 36 months. This means that as soon as your lease is done, you can bring it in and get a new lease on a vehicle with the latest technology, performance, and design features installed.
2018 Ford Mustang Exterior 2

Explore Your Finance Options at River View Ford

Which is the better option for your next car? Visit River View Ford to take a test drive and chat with our finance staff about the differences between financing and leasing. Contact us to learn more or visit our showroom in Oswego.

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What Our Customers are Saying

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Google Dec 5, 2018

**UPDATE** Just bought my 4th car here. Sales and service is second to none. I pass multiple other Ford dealers to come here and will continue to do. Previous experience: Had my C-Max in and service was backed up for at least a week. Ford covered a loaner for 13 days while the car was fixed under warranty without no issue. They also did a full check up and were not pushy about any other repairs. Overall, their service is fantastic. I will definitely go back.

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Google Dec 3, 2018
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Google Dec 1, 2018

Thanks john......awesome... will return.

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Facebook Nov 29, 2018

I used to work at Riverview Ford about 23 years ago. Being one of the top Ford Sales People in the area the quality of the Dealer has not changed they still look after their value customers like they were family. That is why it will always be a 5 Star Dealer. I just update my review on 11/29/18 We just bought a used 2014 Ford Explorer XLT. Very low miles looks and drives like a brand new Vehicle. Everyone who assisted us with the purchase did an awesome job putting the right deal together.

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Google Nov 29, 2018

Top knotch!

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Google Nov 26, 2018
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Google Nov 20, 2018

The team is so helpful and positive. Great service and even price conscious. They have a customer for life.

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Google Nov 19, 2018

Craig, Rich and Jeanie are the best! thank you so much for the help and professional! We appreciated the wonderful experience at your dealership! Looking forward to future business!

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Google Nov 17, 2018

Just Took a little bit longer than expected to get four new tires put on but Jesse the service manager was great.

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Yelp Nov 16, 2018

From the time we purchased our vehicle last month to some maintenance issues that needed to be addressed today Jack and Aldo have been amazing! All the guys that I dealt with in the service department were so nice and understanding with my time since I had my 5 year old with me. The maintenance issues that were addressed were the brakes grinding and my car needing an oil change, since I had just recently purchased the vehicle they felt those should be done at no cost to myself and after all the work was done they delivered my truck back to my house! I can't say enough good things about all the staff we have dealt with so far and how pleasant of an experience it has been buying our first vehicle from them! Definitely will be repeat costumers and send anyone I know looking for a vehicle their way! Still blown away at their costumer service!!

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2200 US Highway 30 • Oswego, IL 60543

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Today's Hours:

Open Today! Sales: 9am-9pm

Open Today! Service: 7:30am-6pm

Open Today! Parts: 7:30am-6pm

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River View Ford
River View Ford
2200 US Highway 30
Oswego, IL, 60543 United States
River View Ford 37.1717374, -95.1100793.