Buying vs. Leasing — What’s the Difference?

If you’re like most folks in Naperville or Montgomery shopping for a new vehicle, then there’s a good chance that you’re working on a budget. This means you probably won’t be paying for your new car up front. Instead, most people who shop here at River View Ford will choose to finance or lease their new vehicle.

Finance Contact Us

Benefits of Buying

Many people who come to our dealership from Yorkville and the surrounding areas want to finance their vehicle. There are a variety of different advantages, including:

  • Ownership – Each monthly payment you make on a financed vehicle is helping you build equity. By the time you finish paying off the vehicle — usually 36, 48, or 60 months — you’ll own the car outright.
  • Customization – When you own your car, you can do what you want with it. Add a custom paint job, put in a custom stereo system, or install performance-enhancing equipment. You won’t be penalized for making it your own.
2018 Ford Mustang Interior 2

Benefits of Leasing

The other option is to lease a vehicle. With this option, you borrow the car for a period of time and have the option to purchase it or return it when the lease term is up. There are also a variety of different advantages to leasing as well:

  • Affordability – In general, vehicle leases come with lower down payments and lower monthly payments. This means that you can afford to drive a nicer vehicle for less, while keeping more money in your account every month.
  • Newest Features – Leases usually come with shorter terms than financing plans, usually 24 or 36 months. This means that as soon as your lease is done, you can bring it in and get a new lease on a vehicle with the latest technology, performance, and design features installed.
2018 Ford Mustang Exterior 2

Explore Your Finance Options at River View Ford

Which is the better option for your next car? Visit River View Ford to take a test drive and chat with our finance staff about the differences between financing and leasing. Contact us to learn more or visit our showroom in Oswego.

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What Our Customers are Saying

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Google Feb 18, 2019
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Google Feb 18, 2019

Hands down best customer service,attention to detail and most importantly they care. Tom Julian and Jack Daniels rock. They new what I wanted and where I had to be for my company and made it happen. There was no if and butts candy and nutts it was all results. I'll drive from Indiana everytime to get a vehicle and they even said they would come to me. In 2019 you will never see the respect and devotion Riverview Ford puts forth for there customer. Thanks guys and I wish I could give 10 stars. So happy so happy!!!!!

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Google Feb 16, 2019
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Google Feb 14, 2019
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Google Feb 9, 2019

The whole River Ford team that worked with me was great. If you're looking for a vehicle stop in and ask for Richard.

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Google Feb 7, 2019

Brought my work van in for an oil change and rear brake replacement. I got told it would take about 2 hours with everything because the dealer was busy. I understood as I came without an appointment. They started it immediately though and before I knew it, they had someone working on it. Too bad that I was watching the so called “tech” working on the van and he doesn’t have a damn clue what he is doing. I have been here for over 4.5 hours and it’s still not done. Definitely not visiting this dealership again as even my boss is asking me what’s taking so long because I’m still clocked in.

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Google Jan 31, 2019

These people are professional, honest and genuinely friendly. I've bought two cars from this dealership, both from Thomas Julian, Jr., and each time the transaction was smooth and the experience was actually pretty fun and certainly painless. They're fair on their pricing and they tend to overdeliver on the customer service side. It's a well-run and efficient operation. I drive by a lot of other dealerships on my way to get to River View but to deal with people of this caliber, the extra mileage is well worth it.

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Google Jan 30, 2019
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Google Jan 30, 2019

Great people-great cars-great prices

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DealerRater Jan 24, 2019

Just bought my 5th car from Riverview Ford. From their receptionist to their cashier, to their salespeople, sales manager, service managers to their porters, everyone is great. Good people. I would highly recommend them.

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2200 US Highway 30 • Oswego, IL 60543

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Today's Hours:

Open Today! Sales: 9am-9pm

Open Today! Service: 7:30am-6pm

Open Today! Parts: 7:30am-6pm

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River View Ford
River View Ford
2200 US Highway 30
Oswego, IL, 60543 United States
River View Ford 37.1717374, -95.1100793.