Can I Get Car Repair Financing? 

Major car repairs can be expensive, but putting them off will be more costly in the long run. It also makes it unsafe for you and others on the Naperville roads. Are you wondering, “Can I get car repair financing?” The good news is, you absolutely can, no matter your credit history! Learn more about car repair financing with the experts at River View Ford.

What is Car Repair Financing?

Car repair financing, otherwise known as auto repair loans, help you cover the cost of vehicle repairs. However, there are certain programs that may save you money in other ways, negating the need for an auto repair loan. This includes:

  • New Ford warranty
  • Extended and used car warranties
  • Collision insurance

If you don’t currently have these coverages, though, part replacements and accident damages can hit your finances hard. That’s where car repair financing comes in, as it helps to alleviate some of that financial stress. Some important things to know about car repair loans include:

  • They are usually personal loans.
  • Lenders offer either secured or unsecured loans.
  • Secured loans typically used the vehicle title as collateral.
  • Credit checks are usually required to obtain an auto repair loan.
  • A credit check is usually required to obtain a car repair loan.

Is Car Repair Financing Right for Me?

As you decide whether car repair financing is right for you, there are a few things to consider. That’s because drivers in the Montgomery area may find financing a new Ford or purchasing a used vehicle may be a more financially savvy option. Ask yourself the following:

  • How much is your car worth right now?
  • How much would it be to buy a new or used car?
  • What are the overall costs associated with the required repairs?

When you compare the numbers, you will be able to make a smart decision for your financial situation.

Car Repair Financing for Bad Credit

If your credit score isn’t exactly where you want it to be, you may be curious whether car repair financing is possible for you. It certainly is, but it may be more difficult. That’s to say that it may involve a higher interest rate on what you borrow from the lender. Get in touch with our Finance Center for more information.

Connect with the River View Ford Finance Center Today!

Get in touch with River View Ford if you have any questions about financing or liability insurance coverage. Our team is always here to help all Yorkville-area drivers, and if you opt to buy a new car, then make sure to apply for financing online!

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2200 US Highway 30 • Oswego, IL 60543

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River View Ford
River View Ford
2200 US Highway 30
Oswego, IL, 60543 United States
River View Ford 37.1717374, -95.1100793.